Payment Plans

With AMS 0% Interest Payment Plans, you use your existing credit or debit card, so there’s no need to apply for a new account you might not want or need. This is an installment billing plan, where equal payments are made on your card, rather than the whole amount being charged up front - this way you are also not subject to high-interest penalty rates if you are late on one payment. Payments are made every 31 days, automatically deducted after the order ships. To sweeten the offer even more, any shipping charges and applicable tax are divided evenly across the payments as well. A credit check is required on payment plans, and we can have an answer back to you very quickly. See the details on each plan below.

  • 18 Payments - 0% Interest Affirm Logo

    If your order is between $999.00 and $17,500.00 and has a qualifying 18 pay item on it, you will be billed monthly through Affirm. See below for details.

  • 12 Payments - 0% Interest

    If your order is between $899.00 and $3,000 and has a qualifying 12 pay item on it, your credit card will be billed in 12 equal payments, every 31 days, starting on the day your order is shipped.

  • 8 Payments - 0% Interest

    If your order is between $599.00 and $2,000 and has a qualifying 8 pay item on it, your credit card will be billed in 8 equal payments, every 31 days, starting on the day your order is shipped.

  • 6 Payments - 0% Interest

    If your order is between $379.00 and $1,250, your credit card will be billed in 6 equal payments, every 31 days, starting on the day your order is shipped.

  • 3 Payments - 0% Interest

    If your order is between $79.00 and $1,000, your credit card will be billed in 3 equal payments, every 31 days, starting on the day your order is shipped.

Payment Plans will need credit approval.

Get the Gear You Want, When You Want It!

With the AMS 0% Interest Payment Plan, there is no need to fill out a new credit card application. Use your existing card and break the cost up into equal payments!

3-Payment Plan

For orders totaling $79.00 to $1,000, the credit card I designate for placing this order will be billed in 3 equal payments, every 31 days, including the amount of the purchase total, plus shipping and handling charges, a one-time $6.95 application fee, and any applicable state and local taxes starting on the day your order is shipped. To take advantage of 3 Payments on orders over $1,000, you must pay the balance exceeding $1,000 along with your first payment. 3-Pay orders over $1,000 can be placed by calling our friendly customer service staff at 800-458-4076.

6-Payment Plan

For orders totaling $379.00 to $1,250, the credit card I designate for placing this order will be billed in 6 equal payments, every 31 days, including the amount of the purchase total, plus shipping and handling charges, a one-time $13.95 application fee, and any applicable state and local taxes starting on the day your order is shipped.

8-Payment Plan

For orders totaling $599.00 to $2,000 that include a qualifying item, the credit card I designate for placing this order will be billed in 8 equal payments, every 31 days, including the amount of the purchase total, plus shipping and handling charges, a one-time $16.95 application fee, and any applicable state and local taxes starting on the day your order is shipped.

12-Payment Plan

For orders totaling $899.00 to $3,000 that include a qualifying item, the credit card I designate for placing this order will be billed in 12 equal payments, every 31 days, including the amount of the purchase total, plus shipping and handling charges, a one-time $24.95 application fee, and any applicable state and local taxes starting on the day your order is shipped.

18-Payment Plan with Affirm

We have teamed up with Affirm to offer 18 pay financing on orders between $999.00 and $17,500.00 from eligible brands. Affirm is an alternate payment option that provides simple, straightforward financing, broken down into fixed monthly installments that are easy to understand and even easier to pay off.

How does it work?

  1. Fill your cart and select Affirm at checkout.
  2. Enter a few pieces of info for a real-time decision.
  3. Receive your items
  4. Pay over time

Your rate will be 0% APR or 10-30% APR based on credit, and is subject to an eligibility check. For example, a $999 purchase might cost $55.50/mo over 18 months at 0% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

FAQ

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.

Does checking my eligibility affect my credit score?

No, checking your eligibility won’t affect your credit score.

Can I return an item I bought with Affirm?

Yes, you can return an item you bought with Affirm by initiating the return process with AMS.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps us verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

Can I use Affirm for different payment plans other than 18 pay?

Yes, you can also choose a 6 or 12 month payment plan through Affirm.

Note: Dent and Scratch (DSP), Minor Blemished Product (MBP), Non Factory Sealed (NFS), Apple Products, Gift Cards, e-Gift Certificates and prices lowered under our "Lowest Price Guarantee" may not be eligible for the Payment Plan. Due to our bank's regulations, shipments must be made to addresses within the 50 United States and all charges must be made against credit cards drawn on banks located within the 50 United States. The AMS 0% Interest Payment Plan terms and conditions will be presented to you during the checkout process. Review other disclosures. Open financed balances will be included when determining finance limits on new orders. The best brands in the musical instrument industry are within your reach, with no interest, no nonsense and the ability to use your existing credit or debit card! Rock Now & Pay Later with American Musical Supply.

* Application fees are non-refundable.